Equity & money plans
What is negative equity?
Negative equity is when the market value of your home has reduced so far that what you owe is more than what you could sell the property for, after deducting costs to sell the property.
Make a money plan
Take stock of your finances and make a plan of how you can get to where you want to be.
Fine tune your home loan
It's always good to review your home loan repayment options. Use our repayments and structuring calculator to see how quickly you could pay off your home loan or how much less interest you'd potentially have to pay.
We're here to help
If you’re in financial difficulty, we're here to help. Please don’t be afraid to talk to us – the sooner you do, the sooner we can work out what we can do to help.
This page provides general information and isn't intended as regulated financial advice. To review your specific situation and financial requirements please talk to one of our Kiwibank Representatives or your Financial Adviser.