Find the right savings account for you
Start your savings today
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1Tahi
Open with zero balance
There's no minimum balance required to open a savings account with us – but the more you start with, the sooner you'll be able to reach your goals. If you're new to Kiwibank you'll need to join online first.
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2Rua
Choose your account
Our Online Call account gives you immediate access to your money, and our Notice Saver lets you earn a good rate of return. Choose either or even both to help you hit your savings target.
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3Toru
Watch your savings grow
Try Goal Tracker in our mobile app or internet banking. Use this online tool to help visualise your goals and stay on track. Set up regular automatic transfers to boost your savings without the admin.
Manage your savings from anywhere
Watch how easy it is to open savings accounts, reach savings goals faster and save money – all in our mobile app.
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Open a savings account
Get your money working harder and open a savings account online.
- If you're new to Kiwibank, you'll need to join Kiwibank first. The fastest way to do this is by joining online.
- If you already bank with us, open a savings account using our mobile app or internet banking.
New to Kiwibank?
Welcome! Complete our online application form to join Kiwibank. From there you can can open your new savings and investment account.
Join nowAlready a Kiwibank customer?
Log in to internet banking and go to Apply & Open to make it happen.
Log in to Internet BankingWant to talk through options?
No problem, the easiest way to apply is to complete our form and an investment specialist will call you.
Apply nowIf you're a business banking customer, find out more about opening a business account.
Standard terms and conditions
Interest rates are subject to change. The rate of return for Notice Saver can change at any time and without notice. This means the rate might go up or down during your investment.
Units in the Kiwibank PIE Online Call Fund and Kiwibank Notice Saver are issued by Kiwibank Investment Management Limited and are distributed by Kiwibank Limited. See all investments terms and conditions or pick up copies from your nearest Kiwibank.
This communication contains general information only and not investment or tax advice, and as such you shouldn't rely on it as the sole basis for any financial decision. Potential investors should seek professional advice as to whether an investment is right for them, including the taxation implications of such an investment.
Retail products aren't available to financial institutions or wholesale customers.