Savings accounts

Our savings accounts can help you reach your financial goals. Compare options and choose the account that suits you best. Flexibility to add to your funds and you'll earn interest on every dollar. This is saving for life's plot twists.
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Find the right savings account for you

Start your savings today

  1. 1
    Tahi

    Open with zero balance

    There's no minimum balance required to open a savings account with us – but the more you start with, the sooner you'll be able to reach your goals. If you're new to Kiwibank you'll need to join online first.

  2. 2
    Rua

    Choose your account

    Our Online Call account gives you immediate access to your money, and our Notice Saver lets you earn a good rate of return. Choose either or even both to help you hit your savings target.

  3. 3
    Toru

    Watch your savings grow

    Try Goal Tracker in our mobile app or internet banking. Use this online tool to help visualise your goals and stay on track. Set up regular automatic transfers to boost your savings without the admin.

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Manage your savings from anywhere

Watch how easy it is to open savings accounts, reach savings goals faster and save money – all in our mobile app.

Open a savings account

Get your money working harder and open a savings account online.

  • If you're new to Kiwibank, you'll need to join Kiwibank first. The fastest way to do this is by joining online.
  • If you already bank with us, open a savings account using our mobile app or internet banking.

New to Kiwibank?

Welcome! Complete our online application form to join Kiwibank. From there you can can open your new savings and investment account.

Join now

Already a Kiwibank customer?

Log in to internet banking and go to Apply & Open to make it happen.

Log in to Internet Banking

Want to talk through options?

No problem, the easiest way to apply is to complete our form and an investment specialist will call you.

Apply now

If you're a business banking customer, find out more about opening a business account.