We partner with nib, our trusted provider of life and living insurance options.
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1Tahi
Safeguard your income
If you were unable to work due to illness, would you be able to cover your essential daily living expenses? Income Protection Illness cover can help with the day to day expenses like mortgage repayments, rent, groceries and electricity - leaving you to focus on getting better.
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2Rua
Help cover costs with a lump sum payment
It's hard to imagine what we might need if we were diagnosed with a defined medical condition, like a major heart attack or severe cancer. With Serious Illness Trauma cover you choose what to do with the lump sum payment. It could cover additional costs such as extra medical care, a caregiver, to replace income, or for a holiday to recuperate.
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3Toru
Give your family time to grieve without the burden of money troubles
If you pass away, there may be a significant financial impact on your loved ones. Life cover can help reduce stress and give those you care about time to grieve and adjust.
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4Whā
Cover your funeral
Funeral Expenses cover is complimentary and comes with any cover you choose. It pays a lump sum payment of $15,000 if you pass away or if you get a terminal diagnosis and are expected to die within the next 12 months. This can help your loved ones meet funeral expenses without financial stress or worry.
Work out what cover is best for you
Life & Living Insurance offers flexible choices for cover, so that you can best protect what's important to you. You can choose Life cover, Serious Illness Trauma cover, Income Protection Illness cover or a combination. Funeral Expenses cover is complimentary with whichever cover is chosen.
Calculate your cover using the Life & Living Insurance estimator over at nib.co.nz to guide you on the type of insurance that may be right for you.
Read more about Life & Living Insurance.
Apply for Life & Living Insurance
Before completing the application, you may want to talk through your options with a specialist, or calculate your cover using the Life & Living Insurance estimator over at nib.
Calculate your cover
Work out what type and how much Life & Living Insurance cover you might need to protect your lifestyle and look after the ones you love.
Estimate at nib.co.nzTalk to a specialist
If you’d like to talk through your options or apply over the phone, get in touch with a specialist from our trusted life insurance partners at nib.
Talk to a nib specialistImportant information
Life & Living Insurance is provided by nib nz insurance limited. nib nz insurance limited is the only organisation responsible for claims under the cover.
nib nz insurance limited pays Kiwibank Limited for referring customers and also pays nib nz limited for the services it provides. nib nz limited provides financial advice on its own behalf, and not on behalf of nib nz insurance limited or Kiwibank Limited.
As a licensed financial advice provider, nib nz limited must comply with the Financial Advice Duties and the Code of Professional Conduct for Financial Advice Services, which includes providing you with information on its complaints process and external dispute resolution scheme, the Insurance and Financial Services Ombudsman scheme. To find out more about how nib nz limited provides financial advice and see its Financial Advice Statement visit nib.co.nz.
Important terms, conditions and exclusions are set out in the nib Life & Living Insurance Cover wording. If your cover was issued before 30 April 2022, you’ll need to refer to the relevant policy document at nib.co.nz.
View nib nz insurance limited's financial strength rating and solvency margin.