First home buyers

Need help navigating your way into your first home? Our specialists, tools, and guides can help you through the maze of saving a deposit, getting conditional approval, making an offer and choosing the right loan structure. This is helping Kiwi on the ladder.
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Get $5,000 cash back on your first home loan

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If you’re buying your first home and borrowing $250,000 or more, you could be eligible for a cash contribution of at least $5,000. T&Cs apply.

Get inspired with our TV series

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On the Ladder with Kiwibank is our inspiring TV series hosted by Brodie Kane. It showcases the unconventional pathways Kiwi are exploring to get into home ownership – and how we're helping them on their journey.

Let's get you into your first home

Our home loan specialists and tools can help you through the journey of buying your first home.

Talk to a specialist

Our home loan specialists can walk you through the process of buying a home and discuss what your options are.

Find a specialist

First home buyer calculator

Our first home buyer calculator allows you to work out how much you may be able to borrow and compare different repayment scenarios.

Calculate now

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