Home loan calculators
Repayments & structuring calculator
Explore different term options: compare the loan structures, interest rates and repayment amounts in different scenarios.
First home buyer calculator
Work out how much you might be able to borrow as a first time buyer and compare different repayment scenarios.
Next home calculator
Work out how much you might be able to borrow for your next home and compare different interest rates and repayment scenarios. See whether you could afford to keep your current home and buy another.
Property investment calculator
Work out how much you might be able to borrow to purchase an investment property and compare different interest rates and repayment scenarios.
Borrow more calculator
Work out whether you can borrow more by topping up your existing loan(s). Compare different interest rates and repayment scenarios for the additional loan.
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Start your home buying journey
Whatever stage you're at, we have home loan specialists and tools to help you through the process.
Talk to a specialist
Our home loan specialists can walk you through the process of buying a home and discuss what your options are.
Find a specialistHow to apply
Have a look at how the home loan application process will go and what you'll need before you apply.
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Sign up for the newsletterHome loan standard terms and conditions
Displayed interest rates are subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply.
Co-own: Maximum four people per application. Offset home loan may not be available. Excludes business banking.