Key features & benefits
-
Use your own money to shop anywhere Visa is accepted; online, overseas and over the phone.
-
Withdraw cash from ATMs that accept Visa worldwide.
-
Protection against unauthorised use of your card or account details.
-
Add to your phone and pay on the go with Apple Pay or Google Pay™.
Rates & fees
Visa Debit Card annual fee |
What you’ll pay to have your Visa Debit Card
|
Visa Debit Card cash advance fee |
When you use your Visa Debit Card to withdraw cash over the counter at another bank or financial institution
|
Visa Debit Card disputed transaction fee |
When you dispute a transaction made using your Visa Debit Card
An investigation fee may also apply |
Visa Debit Card replacement fee |
When you ask for a replacement Visa Debit Card:
|
How it works
-
Spending
Shop anywhere Visa is accepted; online, overseas and over the phone. Use it to make purchases from up to two of your accounts, including joint accounts.
-
Add to your mobile wallet
It's easy to add this card to your mobile wallet, so you can pay with your device using Apple Pay or Google Pay™.
-
Overseas purchases
When using your card overseas for purchases or at an ATM, select ‘Credit’ and enter your PIN.
-
Set or change a PIN on your card
You can set or change the PIN on your Visa Debit Card within the mobile app or internet banking.
-
Accounts
Get a Visa Debit Card with a Free Up account or a Kiwibank Revolving Credit Home Loan.
-
Contactless payments
Use contactless payments for purchases on your card or mobile device.
-
Security
You'll be protected against unauthorised use of your card or account details with Visa's Zero Liability policy.
-
Offers
Get exclusive offers, ticket pre-sales and competitions with Visa Entertainment.
-
Block or unblock your card
If you lose or have your Visa Debit Card stolen, you can use our mobile app to add a temporary block.
Loading a block on your card will stop any transactions from being made. The block can also be removed at any time from within the app. See our step-by-step guide.
Apply for a Visa Debit Card
To apply for a Visa Debit Card, you must be at least 13 years of age, and link your card to Free Up account or a revolving home loan.
New to Kiwibank?
Welcome! Complete our online application form to join Kiwibank and open your first account.
Join nowAlready a Kiwibank customer?
Log in to internet banking or the mobile app and go to Apply & Open to make it happen.
Log in to Internet BankingYou may be interested in
Standard terms and conditions
Download Kiwibank’s Disclosure Statement or pick up a copy at your nearest Kiwibank.
Download the Kiwibank Apple Pay Terms & Conditions.
Download the Kiwibank Google Pay Terms & Conditions.
Retail products aren't available to financial institutions or wholesale customers.