Fixed for one year. Minimum 20% equity. When you bring your everyday banking

Smarten up your Home Loan

Switch your home loan over to Kiwibank and get this smart rate. Plus, save up to $2,000 with our re-financing package. Lending criteria, terms and conditions apply.

Get conditionally approved

A good step if you’re still house hunting. An obligation-free conditional approval means you know how much the bank is willing to lend you.

Find out more

Apply for a home loan now

If you know how much you want to borrow or you're refinancing you can start the application online.

Or print out and post us the Home loan application form (PDF 403.1 kB)

Start the application process

For existing home loan top-ups

Give us a call on 0800 000 654 or visit the home loan top-ups page for more information.