Mobile app
Make a lump sum payment on a variable rate home loan
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Select your home loan account
This functionality is only available within the mobile app for a variable home loan.
With a variable home loan there's no minimum lump sum amount you must enter, and you're unable to make a lump sum payment that's higher than your current loan balance.
- Log in to the mobile app.
- Tap 'Pay & transfer' at the bottom of the screen.
- Select 'Make a home loan payment'.
- Tap 'Select an account'.
- Choose the account you'd like to make the payment from.
- Tap 'Select a home loan account'.
- Choose the home loan account.
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Enter payment details
- Enter the payment amount.
- Enter any statement details.
- Tap 'Make transfer'.
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Complete your payment
- Before confirming the payment, you'll be prompted with a message giving you the ability to change the details if needed.
- If no details need changing, tap 'Proceed anyway'.
- Tap 'Confirm'.
Internet banking
Make a lump sum payment on a variable rate home loan
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Select your home loan account
This functionality is only available within internet banking for a variable home loan.
With a variable home loan there's no minimum lump sum amount you must enter, and you're unable to make a lump sum payment that's higher than your current loan balance.
- Log in to internet banking.
- Click on the home loan account you'd like to make a lump sum payment on.
- Click 'Make a home loan payment'.
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Enter payment details
- Select the account you'd like to make the payment from.
- Select the home loan account you'd like to make the payment to.
- Enter the payment amount.
- Enter any statement details.
- Click 'Next page'.
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Complete your payment
- Check the payment details, then click 'Make transfer'.
- Before confirming the payment, you'll be prompted with a message giving you the ability to cancel if needed.
- Click 'Proceed' to make the payment.
Talk to us
Use secure mail to make a lump sum payment
To make a lump sum payment on your home loan, send us a secure message within internet banking or the mobile app with the following details:
- Subject line: Home loan lump sum payment
- Amount: to pay
- Date: to make payment
- Account: to make payment from and to
- Preferred contact number
We'll email you any home loan disclosures resulting from your request to your nominated email account. If you don't want us to email these disclosures to you please let us know in your secure message to us and we'll send a letter to you.
Home loan standard terms and conditions
Displayed interest rates are subject to change. Kiwibank’s lending criteria, terms and conditions, and fees apply.