Key features & benefits
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Accept Visa, Mastercard®, EFTPOS and UnionPay card payments through your terminal.
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Enable contactless payments for a faster checkout experience for your customers.
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Customise your EFTPOS terminal to suit your business' needs.
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Provides a secure, convenient way to accept payments.
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With an EFTPOS New Zealand terminal, you’ll receive dedicated 24-hour support.
How it works
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Merchant facility
We'll set you up with a merchant facility and link your EFTPOS terminal at the same time so you can start accepting payments straight away.
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Immediate authorisation
EFTPOS is a real-time debit and credit card authorisation payment processing system that gives you immediate payment authorisation.
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Installation
If you choose an EFTPOS New Zealand terminal, specialists will install your terminal and you’ll receive dedicated 24-hour support from their highly trained service team.
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Visa and Mastercard®
You’ll be able to accept EFTPOS card payments and Visa and Mastercard® payments. Merchant service fees apply.
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Terminal suppliers
Our terminal solutions are provided by EFTPOS New Zealand, but if you’d prefer to use someone else you can buy or lease your terminals through any supplier of your choice. See the EFTPOS New Zealand terminal range.
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Terminal choices
We’ll work with you to make sure you have the right terminal and payment solutions for your business, with flexible options, like the ability to add tipping or surcharges, accept contactless payments, or take payments over the phone.
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American Express and Diners Club
You can also arrange to set up American Express and Diners Club by contacting them directly. To accept these services, you’ll need to set up a merchant facility directly with these schemes.
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UnionPay International
You'll be able to accept in-person UnionPay card payments through your EFTPOS terminal provided it's been set up to support these payments. Merchant service fees apply.
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Eligibility
You need to be a New Zealand resident or your company needs to be registered in New Zealand and you also have to be a Kiwibank Business Banking customer. A credit check will be carried out as part of your application.
Lets get you set up
If you’d like to get set up with EFTPOS, transfer your existing terminal over to Kiwibank, or if you’d just like to find out more, get in touch with our business banking team.
Enquire online
Complete our online form about getting set up with an EFTPOS terminal and we'll get back to you within one to three working days.
Enquire onlineCall us
Call our merchant services team on 0800 233 824, or +64 4 803 1646 if you're calling from overseas. We're available Monday - Friday 8am - 4.30pm.
Apply now
Fill out an application form and email it to our merchant services team.
Other payment solutions you may be interested in
Kiwibank may be paid a commission by EFTPOS New Zealand. EFTPOS New Zealand Terms and Conditions apply.
Kiwibank Merchant terms and conditions apply. Download the Kiwibank Merchant Agreement.