Receiving money from overseas

Businesses, suppliers and customers from anywhere in the world can pay you directly into your business transaction account or a foreign currency account and payments can be made in any currency.

Receiving an international payment

You can receive money into either your business transaction account or a foreign currency account from another bank almost anywhere in the world.

What the person or organisation sending you money needs

Your information

  • The full name of your Kiwibank account
  • If the money is going to:
    • Your business transaction account, they'll need your 15-digit account number
    • Your foreign currency account, you'll need to contact our international services team at international@kiwibank.co.nz.

Their information

To comply with anti-money laundering legislation, the person or organisation sending you money needs to include:

  • Their account number at the sending bank
  • Their full name or company name – no initials, everything needs to be spelled out in full
  • Their full street address or business street address. PO box numbers aren't acceptable.

If the sender doesn't include this information, we won't be able to credit the money to your account.

Kiwibank's details

  • Kiwibank Limited, Level 9, 20 Customhouse Quay, Wellington, 6011, New Zealand
  • SWIFT code: KIWINZ22

A SWIFT code, also known as BIC code, is a series of 8 or 11 alphanumeric characters which uniquely identifies a financial institution or bank.

Some banks may ask for a 11 character SWIFT code, in this instance please use KIWINZ22XXX.

Extra information you might need to supply

You may be asked to provide extra information like BSB numbers, sort codes, routing codes or IBAN numbers. These are just different terms used overseas for bank, branch and account numbers. Your full Kiwibank account number starting with ‘38’ includes these details.

For foreign currency accounts, contact our international services team at international@kiwibank.co.nz.

Fees

You'll be charged an inward international payment fee when you receive a payment from an overseas bank account into your account. Other fees may also apply. See our rates and fees page for details.