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Great if you need immediate access to your money.
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Earn bonus interest each calendar month when you make no withdrawals or transfers (except permitted withdrawals), and have a minimum balance of $2,000 in your account.
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No fixed term - transfer money in and out whenever you like.
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100 free deposits each month.
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No monthly account management fee.
We're thrilled to announce, we've been awarded Canstar's 2024 Bank of the Year – Business Bank Accounts Award, for the third year in a row.
How it works
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Minimum balance
You’ll need a minimum balance of $2,000 to set up an account and earn interest.
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Bonus interest
Be rewarded with bonus interest each calendar month if you don’t make any withdrawals or transfers (except permitted withdrawals), and have a minimum balance of $2,000 in your account at any time.
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Eligibility
To open a Business Online Call account with us, the director of the company must be a New Zealand citizen or reside in New Zealand.
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What it costs
There are no account management or transaction fees because you manage your savings online (other fees may apply).
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Integrate with accounting software
Get a more complete view of your business finances by linking your banking records with accounting software like Xero, MYOB, and Reckon.
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Permitted withdrawals
You can directly transfer funds within this account to fund a Kiwibank Term Deposit, PIE Term Deposit or Notice Saver without impacting your bonus interest.
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How interest is paid
Interest is calculated daily and paid monthly.
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Self-manage your account
You're in control – you can manage your Business Online Call account anytime and anywhere using internet banking for business or our mobile app.
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Nominated account
When you open your account, you'll be asked to nominate an everyday account. When making a withdrawal, your funds will go into this account. To change your nominated account send us a secure message through internet banking for business or our mobile app.
Bonus interest
Business Online Call rewards you with bonus interest each calendar month when you:
- make no withdrawals or transfers (except permitted withdrawals); and
- have a minimum balance of $2,000 in your account at any time.
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Balance |
Base rate |
Bonus rate |
Total rate |
|---|---|---|---|
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$0 - $1,999 |
|||
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$2,000+ |
Talk to us
If you're keen to open a Business Online Call account, get in touch with our business banking team and they'll get it sorted.
Talk to a business banking specialist
Complete our online form and one of business banking specialists will get back to you within one to three working days.
Find a business bankerCall us
Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.
Mon – Fri: 8am – 5pm.
Other options you might be interested in
Standard terms and conditions
Interest rates are subject to change.
This communication contains general information only and not investment or tax advice, and as such you shouldn't rely on it as the sole basis for any financial decision. Potential investors should seek professional advice as to whether an investment is right for them, including the taxation implications of such an investment.