Find the right accounts for your business
We're thrilled to announce, we've been awarded Canstar's 2024 Bank of the Year – Business Bank Accounts Award, for the third year in a row.
Special 8% p.a. rate on business credit cards*
Help your business cashflow with a limited-time special rate of 8.00% p.a. on our Business Low Rate Visa credit card.
*Special rate is effective for statements issued from 1 November 2024 to 30 April 2025. Statements issued 1 May 2025 onwards will revert to the standard rate of 12.50% p.a.
Mobile wallets are here
Apple Pay
Apple Pay is an easy and secure way to pay using your Kiwibank card — in-store, online and even in your favourite apps with your iPhone, Apple Watch, iPad and MacBook.
Google Pay™
Google Pay is a simple, quick and contactless way to pay with your Kiwibank card using your Android device. Use it anywhere contactless payments are accepted, including in apps and online checkouts.
Depositor protection
The Depositor Compensation Scheme (DCS) is planned to come into effect from July 2025, offering an extra layer of protection and peace of mind for Kiwi.
Talk to us
To open a business bank account with Kiwibank, the director of the company must be a New Zealand citizen, or reside in New Zealand. If you'd like to open an account, get in touch with our business banking team.
Talk to a business banking specialist
Complete our online form and one of business banking specialists will get back to you within one to three working days.
Find a business bankerCall us
Call our business banking team on 0800 601 601, or +64 4 803 1646 if you’re calling from overseas.
Mon – Fri: 8am – 5pm.
Standard terms and conditions
Terms and conditions and fees apply. Interest rates, rates of return and fees are subject to change.
Units in Kiwibank Notice Saver are issued by Kiwibank Investment Management Limited and are distributed by Kiwibank Limited. See our Notice Saver Fund terms and conditions or pick up a copy from your nearest Kiwibank.
Download Kiwibank’s Disclosure Statement or pick up a copy from your nearest Kiwibank.
We no longer offer the Business Performer account, Sweep, Dynamic Sweep or EasySave. You can find relevant information about these on our products no longer offered page.