Phone and text banking

Find out account information or transfer funds quickly without having to log in to internet banking or set up alerts when key things happen on your accounts.

Phone banking

Phone banking is an automated service you can use to check account information, transfer funds and make payments.

  • Check balances and/or recent transactions

  • Check credit card minimum payments and due date

  • Skip or change an automatic payment (fees may apply)

  • Transfer money between your accounts

  • Make bill payments to an existing biller

  • Order a statement.

How to use phone banking

If you already have phone banking set up, follow the below step-by-step instructions. If you don't have it set up, call 0800 113 355, or from overseas +64 4 473 1133. Once you're set up, the first five calls per month are free, after this fees may apply.

Download our full phone banking guide to see all menu options available.

Frequently asked questions

Setting up phone banking

How do I access phone banking? What’s the number?
  • Once you're set up, to use phone banking call 0800 113 355 and select option 1.
  • To set up phone banking, call 0800 113 355 to talk to a customer experience representative, or from overseas +64 4 473 1133.

Once you're set up, the first five calls per month are free, after this fees may apply.

Do I need to have phone banking already set up in order to use it?

Yes, you’ll need to set up phone banking to get started. To do this, call our contact centre on 0800 113 355 and talk to a customer experience representative. They’ll ask you a few questions and set you up. See contact centre opening hours.

Can I set up phone banking without calling the contact centre?

The two ways to set up phone banking are by visiting one of our branches or by talking to a customer experience representative at our contact centre.

What's phone banking and how is it different to calling the contact centre?

Phone banking is calling our automated virtual assistant who responds to dial pad responses on your phone. The virtual assistant will walk you through the process by reading out options and responding to options you select on your phone. Download our guide to the self service menu options you'll hear when you call phone banking.

Transferring funds

Can I use phone banking to transfer funds between all of my different accounts? Are there any exceptions?

You’ll need the specific accounts you’d like to transfer funds between set up within phone banking to access them. If you need more accounts added, please speak to one of our customer experience representatives as they’ll be able to help.

There’s some limitations with what you can do in regards to credit cards. You can check credit card balances and see your last five transactions, however you can't make cash advances to your account.

I'm trying to transfer funds from my savings account on phone banking but it doesn't give me that option.

This is likely because your savings account isn’t yet set up within phone banking. To get more accounts added to your phone banking, please call 0800 113 355 to talk to one of our customer experience representatives. Once set up, this option will be available within your phone banking the next time you ring.

Making payments

Can I make payments to other people through phone banking?

Yes, you can make bill payments within phone banking.

If you’ve got a payee saved within internet banking or the mobile app, you can have these available within phone banking by speaking to one of our customer experience representative to set this up.

If you’re wishing to pay someone that isn't already within your internet banking or mobile app saved payees, we'll need to verify your identity by confirming the details of the identity documents we have on file for you. This is usually you reading out your passport or drivers license number. To do this, please talk to one of our customer experience representatives on 0800 113 355.

I need to pay someone but I can only see one payee coming up on phone banking instead of all payees – what could be the reason for this?

This may be because you only have one account registered on your phone banking. To set up more, please call us on 0800 113 355 and ask to talk to a customer experience representative.

Can I set up new payees when I call phone banking?

If you’ve got a payee saved within internet banking or the mobile app, you can have these available within phone banking by speaking to one of our customer experience representative to set this up.

If you’re wishing to pay someone that is not already within your internet banking or mobile app saved payees, we'll need to verify your identity by confirming the details of the identity documents we have on file for you. This is usually you reading out your passport or drivers license number. To do this, please talk to one of our customer experience representatives on 0800 113 355.

Text banking

Text banking is a quick way to find out your balance from the palm of your hand. You can:

  • Get balances for as many accounts as you like – except for credit cards, KiwiSaver and personal loan accounts
  • Ask for the last five transactions you made on one of your accounts.

To set it up, log in to internet banking and go to ‘Settings’ and pick which accounts you’d like to get a text balance from. Once you’re set up, just text BAL to 5494 anytime and we’ll text you straight back for free. Your mobile provider may charge you for the text.

Alerts

You can choose to have us alert you by text or email (or both) when:

  • Your account balance falls under a set limit
  • You receive deposits over a certain amount
  • A regular automatic payment can’t be paid – usually because there isn’t enough money in your account. This alert provides an opportunity to transfer some money before we try the payment again. You’ll also get this alert if a scheduled one-off payment fails
  • A regular automatic payment or a scheduled one-off payment dishonours
  • A direct debit fails because there isn’t enough money in your account.

Alerts are sent around 9am the day after the alert is triggered.

You can set it up under ‘Settings’ in internet banking. You can set up as many alerts on as many accounts as you like – they’re available on all accounts except credit cards, KiwiSaver and personal loans.