We're committed to making real, positive impact where it matters for New Zealanders and New Zealand. Our latest one-year fixed term will be the lowest rate Kiwibank has ever offered.
Home loan fixed card
Headline Special: 3.09% p.a. fixed for one year. Min 20% equity. Effective Monday 23rd March.
Floating rate changes effective for new customers Friday 20 March and existing customers on 3 April. See all home loan rates.
Product |
New Special Rate p.a. |
Current Special Rate p.a.* |
New Standard Rate p.a. (>80LVR) |
Current Standard Rate p.a (>80LVR) |
1 year fixed |
3.09% |
3.45% |
3.84% |
4.20% |
Variable / Offset |
4.40% |
5.15% |
4.40% |
5.15% |
Revolving |
4.45% |
5.20% |
4.45% |
5.20% |
Kiwibank Term Deposit interest rate changes
Effective Monday 23 March 2020
- No change to 6 month headline special
- 60-day to 150-day Term Deposit rates decrease by 0.25%
- 200-day and 9-month rates decrease by 0.15%
- 1-year to 5-year Term Deposit rates decrease by 0.10%
Change applies to Business, PIE and Retail Term Deposits. See all Term Deposit rates.
Media enquiries contact: Kiwibank External Communications Manager - 027 475 3521