Free Up

No monthly account or electronic transaction fees.****

Now account

Low cost, full access and overdraft available on application.

Front Runner

High interest with no account or transaction fees and full access. All of this on up to four accounts with a minimum combined balance of $4,000.

Bill Blaster

Low cost, earns interest and has limited access to help you stay focused on your bills.

  Free Up Now account Front Runner Bill Blaster
Cheque book* - Yes Yes -
ATM/EFTPOS Yes Yes Yes -
Access your overdraft Yes Yes Yes Yes
Sweep Yes Yes Yes Yes**
Dynamic Sweep Yes Yes Yes Yes**
PayStream Yes Yes Yes Yes***
Automatic payment Yes Yes Yes Yes
Bill payment Yes Yes Yes Yes
Direct debit Yes Yes Yes Yes
Direct credit Yes Yes Yes Yes
Internet banking Yes Yes Yes Yes
Phone banking Yes Yes Yes Yes
TXT banking Yes Yes Yes Yes
Electronic statements Yes Yes Yes Yes
Alerts Yes Yes Yes Yes
Mobile banking Yes Yes Yes Yes

*Subject to approval, **To only, ***Inward from other Kiwibank accounts only, ****Free Up is not available to companies, trusts or organisations. Limits apply to phone banking.

Service fees may apply.