Join online in minutes

1. What you'll get, straight away

  • An account of your very own
  • Access to internet banking

2. Bring along these bits of ID, later

  • your passport, or

your New Zealand driver licence and a credit or ATM/EFTPOS card from another bank, with your name and signature on it.


You don't need ID to get started right now. But for your safety, access to your account and internet banking is limited until you verify your identity at a local branch. You'll be able to put money into your new account, but you won't be able to take it out.


Pick the option that's right for you

Personal banking

Over 13?

Join online

Opening a child's account?

Join at your local branch

Setting up a joint account?

Phone 0800 523 523

Living overseas or looking to move to New Zealand?

Business banking

Sole trader?

Join online

Would you prefer to talk to us, or are you a limited liability company or another type of business?

Talk to an expert

Already a Kiwibank customer?

Go to the Apply & Open screen inside internet banking or give us a call.

Any questions?

We’re here to help, so don’t hesitate to get in touch.